__ Name(s) and Social Security Number(s)
__ Driver’s License or a valid Picture Identification
__ Homeowner’s Insurance
__ Prior 2 years address information and/or Landlord(s) address information
__ Prior 2 years employment history
__ Pay stubs, covering the last 30 days, or Awards Letter for Social Security/ Pension
__ Letter(s) of Explanation for: employment gaps, credit issues
__ Current Mortgage loan statement (if applicable)
__ Signed and recorded divorce decree (if applicable)
__ Alimony, child support or separation maintenance documentation
__ All bank account statements for the last 2 months: Proof/Explanation of large deposits
__ Most recent investment account statements
__ Signed purchase agreement and seller disclosure or construction contract (if applicable)
__ Most recent 2 years W-2
__ 2 years signed Federal Income Tax returns (all schedules) if self employed – personal and company tax returns for the past 2 years including year-to date profit and loss statements (All schedules including K-1)
__ Funds for the application fee
*Documentation may vary depending on your loan and qualifying criteria