__  Name(s) and Social Security Number(s)

__  Driver’s License or a valid Picture Identification

__  Homeowner’s Insurance

__  Prior 2 years address information and/or Landlord(s) address information

__  Prior 2 years employment history

__  Pay stubs, covering the last 30 days, or Awards Letter for Social Security/ Pension

__  Letter(s) of Explanation for: employment gaps, credit issues

__  Current Mortgage loan statement (if applicable)

__  Signed and recorded divorce decree (if applicable)

__  Alimony, child support or separation maintenance documentation

__  All bank account statements for the last 2 months: Proof/Explanation of large deposits

__  Most recent investment account statements

__  Signed purchase agreement and seller disclosure or construction contract (if applicable)

__  Most recent 2 years W-2

__  2 years signed Federal Income Tax returns (all schedules) if self employed – personal and company tax returns for the past 2 years including year-to date profit and loss statements (All schedules including K-1)

__  Funds for the application fee

*Documentation may vary depending on your loan and qualifying criteria